Extended Family Blog featuring Jacklyn Hill

What Should You Consider For Transitioning In Charleston

The number of people medically transitioning has gone up fourfold in the last decade but typical surgeries still cost between $40,000 and $50,000. This does not mean you should despair as there are different options available, such as the Trans Love Fund, but it is important to keep in mind certain logistics to make sure you can fully live your identity. It is daunting to be faced with such a financial challenge so it’s important to know exactly where to go and who to rely on to reduce these costs as much as possible so that you get the care and respect you deserve.

Knowing Where To Find The Best Treatment 

When figuring out the best way to afford your transition, it can be often be difficult to understand what your insurance covers and what it doesn’t. This is particularly true in Charleston given that South Carolina currently has no State Non-Discrimination Laws, unlike other states. However, this does not mean it's impossible to get as Medicare is a much more effective alternative given that it medically covers therapy, hormone treatments, and transition-related surgeries, which do not vary due to your plan or your location. Given that this program covers these essential aspects of trans healthcare, it means that it streamlines the process of transitioning so that you can receive the necessary care to happily meet their needs without delay or excuse.

Only Paying What You Need To

The debt created by transitioning can be a great cause of stress for trans people but the type of debt it is allows for some wiggle room meaning you don't have to spend money you don't have. The majority of bills created by medical costs can be classed as non-consumer debts instead of consumer debts because they are more liable for debt forgiveness under Chapter 7 of the bankruptcy code. Consumer debts are caused by household or personal reasons, consumption, or involve an extension of credit but the vast bulk of medical debt can be classified as non-consumer debt. Although some falsely argue that MTF, FTM, and non-binary surgeries aren’t a necessary venture, medical experts see it as fundamental to the physical and mental wellbeing of trans people. This support lends more evidence to the fact that it is a non-consumer debt that the state should help accommodate, making a stronger case so you don’t end up paying off debt unnecessarily. 

The examples we see here are proof of institutional problems of transphobia in the medical industry that unfortunately need to be navigated to receive the treatment you deserve. The truth of trans existence is becoming more and more supported by healthcare professionals who not only understand correct procedure but are streamlining it to make it as affordable and accessible as possible. There are people who are intent on putting your wellbeing and identity first above all else and although they are difficult to find at times, they are out there and care for your medical health. 

-Jacklyn Hill

Nijeeah Richardson